Pay for your procedure on an interest free payment plan
MediPlan offers patients the opportunity to pay for your helathcare on flexible weekly, fortnightly or monthly payment plan.
apply now
Get a real-time decision!
What is MediPlan?
MediPlan is a safe, simple and convenient way to pay for your for your healthcare over time. It provides you with the flexibility to obtain the healthcare you need today and pay later on an interest-free payment plan.
How does MediPlan work?
Complete your application and get a decision in minutes
Contact your clinic or doctor to authorise payment
MediPlan pays for your healthcare on your behalf
You pay MediPlan over time in easy monthly payments
Frequently asked questions
Must be over 18 years of age
Must be an Australian citizen or a resident
Must be employed in some capacity

Click APPLY NOW and complete the easy 3 minute application. You'll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, you have a MediPlan fund account. Simply contact the healthcare practitioner or clinic and let them know you would like to pay with MediPlan. We will then pay them on your behalf the same day.

Although MediPlan's interest free plans allow you to get the healthcare you need today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.

MediPlan's payment plans are interest free for up to 12 Months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

You can get the healthcare you want today and pay nothing upfront. By paying with your MediPlan account, you can split the cost of your healthcare and pay over time. MediPlan even pays your healthcare provider on your behalf no money ever changes hands.

You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.

It's simple and easy to use.

No deposit, so nothing to pay today
A one off establishment fee may apply. Don't worry this is added to your interest free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details.
An interest free period of up to 12 Months, after which interest will accrue at the standard annual percentage rate
A small monthly admin fee of $4.95 (only payable if a balance is owing)

Please refer to your contract, terms and conditions for further information.

MediPlan Patient Care: 02 8294 2345

Terms and Conditions
Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently between 14.9% - 19.9%, see your contract for details. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Go to zipMoney to learn more.